You owe more than your house
is worth.
You lost all your equity.
You can't afford your payments.
You're facing Foreclosure.
You have an adjustable rate.
You have a job loss or other
hardship.
What can US Mortgage Bailout do for me?
There are many ways that we can help you save your home and stop the foreclosure process, including negotiating a loan modification / restructuring, repayment plan, or short sale. During your free consultation and upon analysis of your finances and goals we will let you know what options you qualify for and the benefits of each option. Contact us for your free consultation.
What is the main goal of US Mortgage Bailout ?
At US Mortgage Bailout our specialty and goal is to negotiate a permanent loan modification with your current lender that will stop the foreclosure process, give you an affordable payment, and allow you to save your home and your credit. If you don't want to stay in your home and need a fresh start we will negotiate a short sale with your lender, this will allow you to sell your home and avoid a costly foreclosure.
What is a Loan Modification?
A Loan Modification is a permanent change in one or more of the terms of your loan, gives you a fresh start, and results in a payment that you can afford. This can involve a reduction in the interest rate, modifying an adjustable rate to a fixed rate, forgiveness of past due payments, reduction in principal, extension of the term, or any combination of these. Loan modifications can be structured in many different ways depending on each individual circumstance. Contact us for your free consultation.
What is a Short Sale?
A short sale occurs when a homeowner wishes to sell their home to avoid foreclosure, but the home has declined in value to the point where the amount owed on the mortgage is more than the sales price. We negotiate with the lender to get them to accept less than the full amount owed, and you move on with a fresh start, debt free, and most importantly avoid a damaging foreclosure.
Who is qualified for our program?
The program is for people facing any financial hardship. This means that you currently do not have the ability to stay current on your payments because of a particular circumstance (financial hardship) and that you can prove the ability to stay current on a modified payment.
What are acceptable "Financial Hardships"?
Here are some common hardships that lenders consider acceptable:
- Loss of job - Reduction of income - Failed Business |
- Job Relocation - Death of a spouse - Divorce |
- Military Duty - Non-paying tenants - Medical Bills |
Other companies have contacted me, what makes US Mortgage Bailout different?
We are an attorney based loan modification company. This gives you a team of attorneys and paralegals in your corner to negotiate with your lender. This ensures that you receive the most favorable outcome. Lenders are always more responsive to a loan modification request when there is an attorney involved. Judge for yourself and contact us now for a free consultation.
I have contacted my lender and they will not work with me, can you still help?
Yes, we hear this question all the time. Because we work with lenders all the time, we have developed the credibility with key contacts at most lenders and they are more receptive to us and our clients. Our legal staff knows how to present your situation to your lender so you receive the most favorable solution. Let our experts assist you.
Why do I have to act immediately?
When you are behind on your mortgage payments, time is working against you. Each day that passes by makes it that much more difficult to negotiate with your current lender. Many homeowners fail to face the reality that the may lose their house and be forced to move out. The sooner we start working with your lender the better chance we have at saving your home.
My credit is already bad, what happens if I do nothing?
This is the worst thing you can do. You can lose everything including your home and your credit. Having a foreclosure on your credit report is far worse than any derogatory items that you might already have. It will take years before you rebuild your credit and worst of all you may face lawsuits and judgments from lenders if they are forced to foreclose. Let us provide you with a fresh start.
Don't wait any longer.
Fill out our no-obligation form
or call 1-888-276-4777 for a free consultation.
We can help.